Heart Attack! Get Away From Me!
On the Craig Sewing Show on Wednesday, Craig and I talked about ideas on maintaining a healthy heart.I was saddened by the death of Michael Clarke Duncan due to heart problems. Since I am his age, it makes me pay attention to the cause of his death.Craig found a list of suggestions to maintain heart health. Some I am not sure about, but bear mentioning. So think about it and do your own research. Do what works best for you – but . . .TAKE CARE OF YOUR HEART! Here you go:1. Ask your dad how your grandparents died—and when.2. Eat vitamin C-rich foods like citrus fruits.3. Snack...
Read MoreA Debit Card will be Fine! – Seriously?!
College Kids with Credit Cards – WATCH OUT!! Watch the short news story linked below and see how I feel about new college kids with credit cards: Consumer Bob – NBC 7/39 – visits KCBQ & KPRZ studios to get GQ’s opinion on college kids with Credit Cards.At a dinner meeting last night a long-time friend of mine jumped on me and said “Your kids are gonna hate you” – “What, no Credit Cards for Gary’s college kids?” “Gary want’s his kids’ passwords?” – He had seen me on Consumer...
Read MoreHappy Graduation – Welcome to Crazy Town!!
College graduation day! How cool is that!. . . and yet there is something in the back of your mind – a little annoying thought that gives you the tingles every once in a while. It is like that dream that you have in college that you are late for the big test or you forgot to turn in your assigned project. The dream where you dream that you wake up and still cannot function properly. But finally you do wake up and you are OK – the test is tomorrow. What am I talking about? Your student loan is coming due. It’s that dream that you forgot something. The thing you forgot,...
Read MoreIRS Big News!!
Nice IRS! Kinder? Gentler? FORGET IT! As of April the IRS changed its policy on Direct Debit Installment Agreements raising the amount of qualifying outstanding tax to “less than $50,000”, up from the previous $25,000. Great idea!! Great news!But, you would think they trained all their agents about it. Not so. I spend hours on the phone talking to agents who do not know the new “policy” or “guideline” exists. Why does this happen? I suppose that since the IRS is the largest collection agency in the world, it has limited resources for...
Read MoreBig IRS News
IRS announced yesterday that it has been “working to put in place common-sense changes to the OIC program to more closely reflect real-world situations”. That’s big news in my world as a Financial Solutions Attorney. We have struggled for many years with the ridiculous rules that have made the IRS Offer-In-Compromise (OIC) program useless for many taxpayers. According to the announcement, the IRS will finally allow the taxpayer’s budget to include payments on student loans, payments on state and local delinquent taxes, and only look to future income over a 1...
Read MoreTie a knot and hang on.
As an attorney I get to talk with people every day about their personal and business situations. I have found that no matter where we are in life – financially or otherwise – most of us live at or very near to the end of our ropes. A wise man once said that living at the end of our rope is not far from reality – the key is to tie a knot and hang on. It is so true. As long as you have a knot tied at the end of your rope and are hanging on with one claw, you will be fine. But, you must hang on. To the right is a picture of my son Tyler and I on the “Diving...
Read More